Mercury · FinOps Profile

Mercury Finops

FOCUS-aligned FinOps for Mercury. Cost is dominated by three streams - a flat monthly product subscription (Mercury free, Plus $35/mo, Pro $350/mo), per-transaction fees on certain invoicing payments (e.g. Plus charges $1 per ACH invoice payment, free on Pro), and outbound wire fees for international wires and certain domestic flows. Treasury yields offset cost as a credit. The API itself is not separately metered; usage limits apply to invoicing-API calls and active-user counts on reimbursements.

Mercury Finops is the FinOps profile for Mercury on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD, on a monthly cycle, and pricing category subscription + per-transaction fees.

The profile maps 7 FOCUS columns for cost-allocation reporting.

Tagged areas include Banking, Fintech, Startups, Treasury, and Payments.

Category: Banking Pricing: Subscription + Per-Transaction Fees Billing: Monthly FOCUS v1.3
BankingFintechStartupsTreasuryPaymentsFinOpsFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

PurchaseUsageAdjustmentTaxCredit

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Purchase
InvoiceIssuerName
Mercury Technologies, Inc.
ProviderName
Mercury
PublisherName
Mercury Technologies, Inc.
ServiceCategory
Banking
ServiceName
Mercury

Meters

subscription_fee
Unit: month
Recurring monthly or annual subscription for the active product tier (Free, Plus, or Pro).
ach_invoice_payment
Unit: payment
Per-payment fee on inbound ACH invoice payments for the Plus tier ($1 per payment); waived on Pro.
outbound_wire
Unit: wire
Outbound wire fees for international wires and certain domestic non-included wire types.
card_interchange_credit
Unit: transaction
Cashback/rewards credit applied against corporate card spend (offsets cost on qualifying transactions).
treasury_yield
Unit: USD
Yield credit accrued on Mercury Treasury balances; appears as an account credit and reduces effective cost.

Sources