First Data (Fiserv) · FinOps Profile

First Data Finops

FOCUS-aligned FinOps mapping for First Data / Fiserv merchant APIs — take-rate (merchant discount) plus per-transaction and monthly platform fees billed via the merchant services agreement.

First Data Finops is the FinOps profile for First Data (Fiserv) on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD (settlement varies by acquirer/region), on a monthly cycle, and pricing category take rate + subscription.

The profile maps 7 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Merchant Services, Financial Services, Transaction Processing, and FinOps.

Category: Payments Pricing: Take Rate + Subscription Billing: Monthly FOCUS v1.3
PaymentsMerchant ServicesFinancial ServicesTransaction ProcessingFinOpsFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseTaxAdjustmentRefundCredit

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Fiserv, Inc.
ProviderName
Fiserv, Inc.
PublisherName
Fiserv, Inc.
ServiceCategory
Payments
ServiceName
First Data (Fiserv)

Meters

card_transactions
Unit: transaction
Card-present and card-not-present transactions processed via Commerce Hub / Carat / legacy First Data gateways
transaction_volume
Unit: USD
Gross transaction value (used for percentage-based discount-rate calculations)
gateway_fees
Unit: transaction
Per-authorization, per-batch, and gateway fees
monthly_platform_fees
Unit: month
Recurring platform, PCI, statement, and value-add service fees
chargebacks_refunds
Unit: event
Chargebacks, retrieval requests, and refund-related fees

Sources