Cardtonic · FinOps Profile

Cardtonic Finops

FOCUS-aligned FinOps for Cardtonic: per-transaction take rates on gift cards, bill payments, eSIMs, and virtual dollar cards; merchant API access via waitlist with bilateral pricing.

Cardtonic Finops is the FinOps profile for Cardtonic on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 4 billable meters, billed in NGN / GHS / USD, on a continuous settlement cycle, and pricing category take rate + custom merchant agreement.

The profile maps 6 FOCUS columns for cost-allocation reporting.

Tagged areas include FinOps, FOCUS, Fintech, Gift Cards, and Payments.

Category: Fintech / Gift Cards Pricing: Take Rate + Custom Merchant Agreement Billing: Continuous Settlement FOCUS v1.3
FinOpsFOCUSFintechGift CardsPaymentsAfrica

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustmentRefund

FOCUS Columns

BillingCurrency
NGN
InvoiceIssuerName
Cardtonic Limited
ProviderName
Cardtonic
PublisherName
Cardtonic Limited
ServiceCategory
Fintech / Gift Cards
ServiceName
Cardtonic

Meters

gift_card_transactions
Unit: transaction
bill_payments
Unit: transaction
virtual_card_issuance
Unit: card
esim_purchases
Unit: purchase

Sources